What Happens in a PWF Strategy Session
For many people, booking a strategy session is the point where curiosity turns into clarity.
It’s not a sales meeting, and it’s not about choosing a property. It’s a structured conversation designed to help you understand where you are today, where you want to go, and what needs to change for those outcomes to become realistic.
Here’s what actually happens during a PWF Strategy Session, and why it’s structured the way it is.
First: Setting the context
By the time you reach a strategy session with PWF, you’ve already identified that your current financial trajectory may not be taking you where you want to go.
That might look like:
concern about retirement adequacy
frustration with underperforming investments
a desire to reduce debt faster
wanting more certainty for your family’s future
The strategy session exists to take those concerns out of your head and put them into a clear, structured framework.
Revisiting your goals (and pressure-testing them)
We start by revisiting the goals you’ve already shared with us.
Not just what you want, but why it matters, the lifestyle you’re aiming for and how much income or flexibility that lifestyle actually requires.
This often includes discussions around how much you want in retirement, timelines to get there, future goals and future planning.
Many people are surprised here — not because their goals are unrealistic, but because they’ve never translated them into their own numbers before.
Understanding your current financial position
Next, we show you our findings from the financial information you provided us and talk through where you currently stand financially.
This includes:
assets you already own (property, super, investments)
liabilities and debt structures
income and cash flow
equity and borrowing position
The purpose isn’t judgement, it’s clarity, it’s a starting point for what’s possible.
Strong strategies are built on accurate inputs, not assumptions.
Until you understand your starting point, it’s impossible to map a realistic path forward.
Identifying the gap between today and your ideal future
Once your goals and current position are clear, we map the gap between the two.
This is often where the session becomes valuable.
We look at:
how much capital or income is actually required to support your goals
whether your current assets are on track to get you there
what shortfall exists if nothing changes
For many people, this is the first time they clearly see:
“If I keep doing what I’m doing, this is where I’ll likely end up.”
That clarity creates focus, not fear.
Designing your tailored wealth strategy
From there, we walk through a tailored wealth strategy, built around your situation.
This isn’t a generic property pitch. We develop a bespoke plan that considers:
your income and risk profile
appropriate use of equity or capital
sequencing (what happens first, second, third)
We explain:
how many assets may be required
over what timeframe
and how each step supports the next
The strategy is data-driven, but practical.
We’ve been in this business for over 20 years, our aim is to show you a coherent path to hitting your financial goals sooner, not overwhelm you with options.
Addressing concerns and constraints upfront
Every plan has constraints.
During the session, we openly discuss if there are any lifestyle impacts, debt comfort levels, borrowing capacity, timing concerns, personal or family considerations.
This is also where finance considerations are introduced at a high level — not to approve anything, but to ensure the strategy is grounded in reality.
If something doesn’t make sense or doesn’t feel right, it’s addressed here.
Explaining how PWF supports the journey
If the strategy makes sense, we then explain how PWF supports execution, including:
finance structuring support
property research and selection
risk management
ongoing reviews and optimisation
Importantly, this isn’t about locking you into anything. It’s about showing how a complex, multi-year plan can be executed without you having to manage every moving part yourself.
Defining next steps (with no pressure)
The session always ends with clarity on next steps, whether that’s:
moving forward to selecting property
taking time to think about the numbers
addressing specific blockers that may be present
or deciding not to proceed right now for other reasons
In our experience, those who wait to think about if it’s the right time, kick themselves that they didn’t get in sooner. Only 3 years ago, our clients were purchasing dual occupancy properties for around$650,000, now their properties are worth upwards of $1.3 million+. They gained over $100,000 in equity before the keys were even handed over.
Why this session matters
Most people don’t fail to build wealth because they lack motivation.
They stall because:
they don’t have a clear plan
decisions feel disconnected
or the process feels too complex to manage alone
The PWF Strategy Session exists to remove that ambiguity.
It gives you clarity, structure, and a realistic framework for decision-making
Whether you choose to move forward now or later, that clarity remains valuable whether you decide to work with us or not.
This information is general in nature and does not constitute personal financial advice. Outcomes depend on individual circumstances, lending policy, market conditions, and time.