Your superannuation is your money. A Self-Managed Super Fund lets you decide where it goes.

For eligible Australians with sufficient super balances, a Self-Managed Super Fund (SMSF) offers the ability to invest directly in residential property — with all the tax advantages of the superannuation environment. PWF guides clients through the structure, compliance requirements, and property selection to make SMSF property work as part of a broader retirement strategy.

Discuss SMSF property with a PWF strategist →

How PWF supports SMSF property investment

We guide the strategy. Your accountant and legal advisor handle the compliance.

  • Before any SMSF conversation, we assess whether SMSF property investment is appropriate for your situation, your balance, and your retirement timeline. If it is, we explain exactly how it integrates with your broader Wise Wealth Plan.

  • We apply our standard high-growth, high-yield property selection criteria within the SMSF framework — ensuring the properties we recommend meet the superannuation rules (sole purpose test, arm's length transaction requirements, no related-party considerations) as well as strong investment fundamentals.

  • LRBA lending is more complex than standard residential lending. PWF works with mortgage broker partners who specialise in SMSF finance — ensuring your borrowing structure is compliant, competitively priced, and appropriate for the fund's cash flow requirements.

  • PWF maintains relationships with specialist SMSF accountants and legal advisors. Where clients do not have existing advisors, we can refer to trusted specialists — ensuring the fund setup, ongoing compliance and tax obligations are handled correctly.

  • "This is to state to whoever may require, that I am very satisfied with the great service provided by PWF. PWF attends any request promptly, either via the phone or email with attention to detail."

    — Robert and Irina Ahrens

  • PWF has provided excellent service in relation to the finance and purchase of my first investment property. The information presented in a timely manner has been very helpful so that the process went through just right. I will be looking forward to your further assistance once I am in the position to acquire another property."

    — Eddy Windy

  • "Both Ann and I would like to say thank you to PWF for your continued service and support over the last 12 months. Your attention to detail and continual follow up has assisted us to no end."

    — Bruce and Ann Milne

  • "Since joining PWF I have found investing in property far easier than I could imagine. All members of the PWF team are professional, reliable and trustworthy, and handle my contracts so I can have a stress-free process. My consultant has been extremely helpful with any problems or questions that I may have, and communicates with me in a genuine and friendly manner. I look forward to many more years with PWF."

    — Brett Tomkins

  • "Our journey with PWF has been going for several years now. While we had an idea of what we wanted to do to move forward in our future financial wealth planning, we didn't know how to construct a plan and then build on it. After meeting with PWF our foundation was laid and our journey started."

    — Ross and Leesa Chalmers

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